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Summary Box: PMMVY is a Government of India maternity benefit scheme that provides financial support to eligible pregnant and lactating women. This guide explains the benefit amount, eligibility, application process, required documents, and important conditions.
What Is PMMVY?
PMMVY, or Pradhan Mantri Matru Vandana Yojana, is a maternity benefit scheme under the Ministry of Women and Child Development. It was launched across India on January 1, 2017, to provide financial assistance that can partly compensate for wage loss and encourage better health and nutrition for mothers and children. Under the current scheme, eligible women can receive ₹5,000 for the first child, while ₹6,000 is available for the second child when the second child is a girl.
The scheme is particularly intended for women from socially and economically disadvantaged sections. The money is transferred directly to the beneficiary’s Aadhaar-based bank or post-office account through Direct Benefit Transfer (DBT), after the application and required conditions are approved.
PMMVY Benefits and Payment Details
Table of Contents
The financial assistance depends on whether the benefit is being claimed for the first child or an eligible second girl child.
- First child: ₹5,000 in two instalments.
- Second child: ₹6,000 in one instalment if the child is a girl.
- Payment is transferred through DBT to the eligible beneficiary.
- Institutional delivery may also make the beneficiary eligible for benefits under Janani Suraksha Yojana, subject to its rules.
For the first child, the first ₹3,000 instalment is linked to pregnancy registration and the required antenatal check-ups. The remaining ₹2,000 is linked to birth registration and completion of the child’s first cycle of universal immunization within 14 weeks. For an eligible second girl child, the ₹6,000 payment follows the specified pregnancy, birth-registration, and immunization conditions.
Who Is Eligible for PMMVY?
Eligibility is based on specified categories rather than being automatically available to every pregnant woman. The official guidelines include women belonging to SC or ST communities, women with disabilities, BPL ration-card holders, PM-JAY beneficiaries, e-Shram card holders, eligible women farmers under Kisan Samman Nidhi, MGNREGA job-card holders, women with annual family income below ₹8 lakh, eligible Anganwadi/ASHA workers, and women holding an NFSA ration card.
The official FAQ states that the beneficiary age should be between 18 years 7 months and below 55 years at the time of childbirth. Aadhaar is mandatory for receiving benefits, and the beneficiary’s bank or post-office account needs to support Aadhaar-based payment.
How to Apply for PMMVY Online
Eligible women can apply through the official portal or get assistance from an Anganwadi Worker or ASHA Worker. The government has introduced citizen self-registration, while field workers can also submit applications online for beneficiaries.
Application Steps
- Open the official PMMVY portal.
- Use the citizen registration facility where applicable.
- Enter the required personal, pregnancy, Aadhaar, and bank details.
- Upload or provide the required eligibility and supporting documents.
- Complete the required pregnancy and health-related conditions.
- Track the application and payment status through the available system.
The required information can include Aadhaar details, Aadhaar-mapped bank or post-office account details, mobile number, eligibility proof, MCP/RCHI card, pregnancy and ANC information, and later birth and immunization records.
Frequently Asked Questions
How much money is given under PMMVY?
Eligible beneficiaries can receive ₹5,000 for the first child. A ₹6,000 benefit is available for an eligible second child when the second child is a girl.
Can I apply for PMMVY myself?
Yes. Citizen self-registration is available through the official portal. Anganwadi and ASHA workers can also assist eligible women with online registration.
Is Aadhaar required for PMMVY?
Yes. The official FAQ states that Aadhaar is mandatory for availing the scheme benefit.
Where is the PMMVY money credited?
The approved benefit is transferred through DBT to the beneficiary’s Aadhaar-based bank or post-office account.
Can the second child receive the benefit?
Yes, under the current scheme, an eligible beneficiary can receive ₹6,000 when the second child is a girl, subject to the scheme’s conditions.
Conclusion
PMMVY provides important maternity assistance to eligible women while encouraging pregnancy registration, antenatal care, birth registration, and child immunization. Before applying, check the current eligibility requirements and keep Aadhaar, bank details, eligibility proof, and maternity records ready. The official portal and Anganwadi or ASHA workers can help with the application process.
Internal Link Suggestion:
Kerala Revenue Land Tax
Official External Link(s):
Official PMMVY Information – Ministry of Women and Child Development
Official PMMVY Portal
